Arkansas Mortgage Loans

Mortgage Loans

Arkansas Mortgage Loans is a Mortgage Lender Ready To Help You Get Started With Your Next Home Loan.

Looking to Purchase a Home or Refinance Your mortgage in Arkansas? can help get cash out of the equity in your home with a mortgage refinance. 

Click Below to Send us a Secure Message Through Our Website or fill out our “Quick App” below to send us some basic info to help get the process started. 

We do not share your information or sign you up for email marketing when you submit your information to our website. We strictly use your email and phone number for contact purposes only. 

Home Loan
Mortgage Loan assists our clients with residential mortgage loans. We determine the best loan for each individual clients needs and have the highest standards for customer service in Arkansas. Call or send us a message today to find out why is one of the best Mortgage Lenders in Northwest Arkansas. 

Mortgage Loans

What type of Mortgage Loan are you looking for?

Purchase or Refinance? 

First time home buyer or been there done that? 

Whatever your mortgage needs may be is standing by ready to help. 


We have first time home buyer help, and we are knowledgeable which helps us answer your questions.
Do you know how much house you can afford, because affordability is more than just how much you can borrow.
Pre-qualification or Pre-Approval? These processes can make house hunting easier, but it’s important to understand the differences.

Mortgage Specialist Can Assist You

There are a variety of mortgage options, so if you’re shopping for your first house or moving on to something new or better, offers competitive rates and mortgage options, including:

Fixed-rate mortgage loans for stable payments
Jumbo mortgage loans for home loans over $453,100
FHA mortgage loans have down-payments starting at 3.5%
VA loans for qualifying veterans also offers loans for new construction and residential investment property.

Can I qualify for a mortgage, and what do I need to get there if I don’t qualify. We can answer these questions for you and more.

Call us today and you can schedule a free personalized mortgage consultation. Equal Housing Lender NMLS 995763

2829 E Hyland Park Rd. Fayetteville, AR 72701 (479) 841-6610



FHA Loan

FHA Loan Northwest Arkansas

FHA Home Loan3.5% Down Available with Credit Scores Starting at 620, Max Loan Amount $314,827

Is the FHA Loan The Right Fit For Me?

The FHA home loan is a government backed loan. This backing helps borrowers who wouldn’t qualify otherwise acquire a home loan. This loan helps first time home buyers and those with less than perfect credit. NwaLending looks at different loan options for you to see if this loan fits your situation. FHA loans help you to achieve your goals of owning your own home, and we offer multiple down payment options. We pride ourselves on our professionalism, and friendly customer service. The home loan process flows easily when you work with a professional, and we look forward to answer your questions. One loan officer assists you from the beginning of the process until your loan is closed. boasts ten years experience serving the local community, and we understand communication is key to a successful loan closing. We’re personally available to answer your questions about FHA loans during our business hours, and we’ll even respond to inquiries evenings and weekends ensuring you get the answers needed.

Applying for a FHA loan is a great solution for many borrowers, and the team at will help you decide if FHA home loan is the best fit for financing. Contact us today let’s talk about FHA mortgages.

FHA loans are government backed this helps 1st time borrowers and even those with less than perfect credit. The FHA loan allows for 3.5% down payment and is also flexible with your debt to income ratio.

FHA Refinance

FHA Refinance Mortgage Options

Home buyers enjoy the benefits of investing in their house year after year. For each buyer, there comes a time when that investment comes in handy. Refinancing with an FHA loan can prove to be an effective way to have the equity work for you. FHA refinancing is only available to homeowners who are currently using their home as their primary residence.

This refinancing option is generally beneficial to property owners whose home has increased in market value since the time of the original purchase. The Cash Out refinance allows homeowners to refinance their existing mortgage by taking out a new mortgage for more than they currently owe. Max LTV ratio 85%

This refinancing option is considered streamlined because it allows you to reduce the interest rate on your current home loan and you can do this without an appraisal. FHA Streamlined Refinance also cuts down on the amount work that must be completed by your lender saving you valuable time and money.

Northwest Arkansas Home Loans

Furthermore, we provide home loans throughout Northwest Arkansas. Including: Fayetteville, Springdale, Rogers, Bentonville and Bella Vista


  1. How long do I have to wait to get a FHA mortgage after a bankruptcy?

a. Two years after the date that the bankruptcy has been filed at the courthouse you can close on a FHA mortgage loan.

2. What is the wait for a FHA mortgage after a foreclosure?

a. Four years after the sale of the foreclosed property from the bank registered at the county you can close on a FHA mortgage.

3.  Does mortgage insurance fall off of a FHA loan after you reach 80% LTV?

a. No, mortgage insurance stays with the loan for the life of the loan until you sell the property or refinance to a conventional loan with 80% LTV.


FHA Loan

FHA Loan
Northwest AR FHA Lender. We originate mortgage loans

Finally, call us for a free consultation to see if the FHA mortgage is right for you.